NEW LAW / NEW PROCEDURE UPDATE:

In anticipation of the new first day order to be entered in chapter 13 cases, for all cases filed on or after October 17, 2005, the regular monthly contractual payments owing on all secured claims, including the secured claims owing mortgage creditors, must be paid through the Plan as part of the Plan payment to the chapter 13 trustee. This policy change is at the direction of all of the Judges in the Tampa and Ft. Myers Divisions of the United States Bankruptcy Court, Middle District of Florida. The Debtor may, if current in payments to a secured creditor, file a motion seeking leave of court to make direct payments to that creditor. In the event the Debtor's motion is granted, the court's order allowing direct payments will likely lift the automatic stay as to that property. While the property may no longer have bankruptcy court protection, state law remedies remain.

Links: UST approved credit counselors Model Chapter 13 Plan effective as of October 25th 2005-36Kb Court's new first day order-revised 11-9-05-84Kb Excel Chapter 13 Plan Summary-New for 2008 Domestic Support Obligation Questionaire-48Kb

If you do not have Excel and need to read a spreasheet the Trustee has sent you please see the following. Copy and paste this address in your web browser for the Microsoft viewer: http://www.microsoft.com/downloads/details.aspx?FamilyID=c8378bf4-996c-4569-b547-75edbd03aaf0&displaylang=EN